Our Services
Comprehensive Insurance Solutions
From Medicare, supplemental insurance, to life insurance, we offer a full range of coverage options to protect you and your family at every stage of life.
Medicare Advantage
All-in-one Medicare coverage
Key Features
- •Hospital coverage (Part A)
- •Medical coverage (Part B)
- •Prescription drugs (Part D)
- •Additional benefits
Benefits
- •Low or $0 monthly premiums
- •Extra benefits included
- •One card simplicity
- •Maximum out-of-pocket protection
Medicare Supplements
Fill the gaps in Original Medicare
Key Features
- •Standardized benefits
- •Guaranteed renewable
- •No network restrictions
- •Nationwide coverage
Benefits
- •Predictable costs
- •Choose any doctor
- •No referrals needed
- •Travel coverage included
Prescription Drug Plans
Medicare Part D coverage
Key Features
- •Comprehensive drug coverage
- •Pharmacy network access
- •Mail order options
- •Coverage gap protection
Benefits
- •Affordable drug costs
- •Convenient pharmacy access
- •Save with mail order
- •Coverage in the gap
Medicare Solutions
Coverage options for those 65 and older
Medicare Advantage (Part C)
All-in-one alternative to Original Medicare that includes Part A, Part B, and often Part D coverage.
- Often includes additional benefits like dental, vision, and hearing
- Many plans offer $0 premiums
- Out-of-pocket maximum for financial protection
- Nationwide network options available
Medicare Supplement (Medigap)
Fills the gaps in Original Medicare coverage, helping cover costs like copayments, coinsurance, and deductibles.
- Standardized plans (A through N) for easy comparison
- Freedom to see any doctor who accepts Medicare
- Predictable out-of-pocket costs
- Guaranteed renewable coverage
Medicare Part D
Prescription drug coverage that helps reduce your medication costs.
- Coverage for brand-name and generic medications
- Various plan options to fit your prescriptions
- Extra Help for those who qualify
- Annual coverage during Open Enrollment
Life Insurance
Protect your family's financial future
Term Life Insurance
Affordable coverage for a specific period of time, ideal for protecting your family during key life stages.
- Lower premiums compared to permanent insurance
- Coverage for 10, 20, or 30 years
- Option to convert to permanent coverage
- Ideal for mortgage protection and income replacement
Whole Life Insurance
Permanent protection that lasts your entire life with a cash value component that grows over time.
- Lifetime coverage that never expires
- Fixed premiums that never increase
- Cash value accumulation
- Can be used as a financial planning tool
Final Expense Insurance
Simplified coverage designed to cover end-of-life expenses and ease the financial burden on your loved ones.
- Simplified underwriting process
- Coverage typically $5,000 to $50,000
- No medical exam required in most cases
- Fast approval process
Frequently Asked Questions
Have questions about insurance? We have answers.
You can enroll during your Initial Enrollment Period (3 months before your 65th birthday, your birthday month, and 3 months after), during the Annual Enrollment Period (October 15 - December 7), or during a Special Enrollment Period if you qualify.
Medicare covers healthcare costs, while life insurance protects your family financially if something happens to you. They serve different purposes and many people benefit from having both.
The best plan depends on your healthcare needs, prescription medications, preferred doctors, and budget. Our agents will review all these factors with you to find the perfect fit.
Our consultations are completely free with no obligation. We're compensated by the insurance carriers, not by you, so our advice is always in your best interest.
Need Help Choosing the Right Coverage?
Our expert advisors are here to help you find the perfect insurance solution for your unique needs.
Schedule a Consultation